Best Financial Gifts to Present

Christmas Money

Each year, before Christmas, we all face the same predicament: deciding what to present to your family and friends. But the truth is that most of the items presented will become history gathering dust in a closet once the holidays are over. So why not to discard the tangible gifts this year. Below are some investing gift ideas that can help those you love enlarge their capital and enhance their purchasing power.


Sow is an online platform designed to help kids learn how to manage finances prudently. In fact, it’s an interactive online savings account that enables people to specify what gifts they want to get. Kids can manage their money in three ways: save, donate to a specific charity or spend it to purchase products on their wishlist.

Help your kids establish Sow accounts and give them $30 or $50 dollars they can allocate for things they want, such as a new phone or bike. It is a sort of crowdfunding for big-ticket gifts.


Want to present someone a piece of their favorite company? Turn to SparkGift, a company that enables you to present shares of such public companies as Disney (DIS), Shake Shack (SHAK), Apple (AAPL) to name just a few. The company will send a gift certificate to the recipient, who will open an account on the site with Folio Institutional, an online brokerage firm that is in charge of all trades accomplished through SparkGift. The gift giver will have to pay $2.95 plus a 3% fee, but redeeming the gift is free. Ranging from $20 to $2,000 per gift, the money presented never expire. SparkGift offers a fun and easy way to educate kids and young adults about investing and stock market and help their favorite companies grow.


Those who are unafraid of risk and are ready to invest more than $1,000 should consider real estate. FundRise offers the opportunity to invest in real estate for people who lack the know-how or capital to do it on their own. This crowdfunding platform enables the person to set up an account and manage midsize assets, which are supposed to provide opportunities and higher risk-adjusted returns.

Last year, the FundRise introduced two online real estate investment trusts (eREITs) — one specializing in debt assets and the other in equity financing. This year, the company launched three new eREITS, which serve three geographical areas — East Coast, Midwest and the West Coast. A REIT is a sort of mutual fund, i.e. the company is in charge of managing the properties on behalf of passive investors. And the yield is 11% on debt and 8% on equity financing.

The best part of this is that you don’t need to be an accredited investor to get into real estate business.  Small companies are allowed to offer and sell securities to non-accredited investors and FundRise is reported to have raised $250 million from individual investors during a single year.

Though Sow, SparkGift and Fundrise can’t give you a tangible item to present to your spouse, child or friend, these companies do provide the valuable opportunities for wealth creation.

Hatchimals Are Returning to Wal-Mart


Parents can rejoice now as Hatchimals, the part-Furby/part-Tamagotchi toys that have been so popular this holiday season will soon be available at Wal-Mart.

The America’s largest retailer has recently announced that about 1,700 of its stores will be offering this mega-popular toy — an animal that hatches from an egg to be raised by the owner. There will be plenty of Hatchimals at the price of $48.88 at each of those stores, without any limit per customer.

Hatchimals have been highly demanded lately. Dozens of parents have been spotted in queues at Toys R Us each time a new shipment of these cute toys arrives. The specialty toy retailer even had to set a limit of one toy per person when a new batch came on the weekend. Although that shipment was immediately sold Toys R Us is expected to receive more of the hottest toy of the season through Christmas. At Toys R Us a Hatchimal costs $59.99.

On Sunday, Dec. 11Target also has reported about its plans to restock the toy on Sunday, Dec. 11. The retailer will sell it for $59.99, and set a limit of two items per shopper.

According to Adobe Digital Insights, Hatchimals top the list of highly demanded out-of-stock merchandise. And the arrival of each new shipment immediately attracts crowds of shoppers to the retailers’ physical stores. At Target com, Hatchimals are listed as available for sale at only some of its locations. These toys are out of stock on and are listed as available only in stores at Toys R Us stores.

But the good news is that Spin Master, the creator of Hatchimals, reported to have increased production so new arrivals of Hatchimals are expected to fill the shelved of the stores in early 2017.

But until then, customers will have to continue their Hatchimal hunt.

The Coolest Gadgets as Perfect Tech Gifts to Present This Holiday Season

If you are looking for the latest gadgets to present to your tech-obsessed friend or relative on holiday you might find the following items worth considering.

  1. Noise Cancelling Headphones

Bose Headphones

To enjoy music with the world around you blocked out entirely consider purchasing Bose’s noise-canceling headphones which are definitely the best. Exceedingly comfortable, these headphones are a great example of the best noise-cancellation technology available that delivers powerful audio performance. The new feature is the ability to use them as passive headphones without power.

  1. A Charger That Is One Step Ahead of You


AmazonBasics Portable Power Bank has 10,000 mAh capacity. This portable battery pack features dual USB ports so you could easily charge several smartphones, tablets, and other portable devices at the same time.

  1. An Extra Long Cable

Long Cable

The charger cables are designed to connect your Apple devices to wall adapter, car charger, computer, laptop and portable charger with standard USB 2.0 A interface.

  1. A Small but Powerful Camera

Nikon CameraFor example, Nikon Coolpix L340 20.2 MP Digital Camera with 28x Optical Zoom and 3.0-Inch LCD is a great option to consider. It features 28x optical zoom, 56x Dynamic Fine Zooms, as well as 20.2-MP CCD sensor for bright, high quality photos and HD videos. Even though it is rather small and light it has a large and powerful lens that performs much better than an average lens in a true pocket camera. HD 720p videos with sound are sure to bring your memories to life.

  1. A Do It All Machine

Do It All MachineAll-New Echo Dot (2nd Generation) is a hands-free, voice-controlled device that can be used for playing music, reading news, controlling smart home devices, setting alarms, and more. With the help of this gadget you can control lights, fans, switches, garage doors, sprinklers, and others. Equipped with 7 far-field microphones it ensures hands-free control even when it is noisy in the room or music is being played. Due to its built-in speaker the device can be used as a smart alarm clock, or an assistant anywhere you need a voice-controlled computer.

  1. A Watch that Tracks Your Steps

WatchCUBOT V1 Fitness Tracker with OLED Screen, Bluetooth 4.0 Bracelet, Activity Wristband with Steps Counter Sleep Monitoring Calories Track works as a pedometer, calorie tracker, sleep monitor and alarm clock. It comes with special app that is developed to help the user meet fitness and activity objectives by day and month, enabling to save the latest 30days tracking data. The Bluetooth can help keep connected with the phone within 164 feet, with signal twice stronger than that by the others.

  1. A Camera for When You Are on the Go

CameraGoPro Camera HERO+ LCD HD Video Recording Camera with Built-in Touch Display is an excellent gift for those who are passionate about photography. It also can record immersive 1080p60 and 720p60 video with built-in video trimming, and many other features.  Due to built-In Wi-Fi + Bluetooth you can stay connected to the GoPro App or Smart Remote1 so you could change modes and settings, as well as control the camera remotely. The camera is durable and waterproof to 131’ (40m) and could be used in harsh conditions.

  1. An E-Reader

E ReaderKindle Paperwhite E-reader featuring 6″ high-resolution display (300 ppi) with built-in light and Wi-Fi is now available in black or white colors. Built-in adjustable light ensure comfortable reading day and night, and even in bright sunlight as it has no screen glare. With extra powerful battery the device can be charged once a week or even several weeks.

  1. A Voice Controlled Lightbulb

Light BulbsPhilips Hue White A19 Starter Kit consists of two soft white A19 LED light bulbs and a bridge (hub) that wirelessly connects up to 50 lights. The bridge allows to control your lights from your smart device through the Philips Hue App. You can also connect to Alexa for voice control (Alexa device should be purchased separately).

  1. An Instant Print Camera

Palaroid CameraPolaroid Snap Touch Instant Print Digital Camera with LCD Display (Blue) and Zink Zero Ink Printing Technology will enable you to develop your photos on 2”x3” Polaroid Zink Zero Ink Paper right after they have been taken. It comes with a cool touchscreen display with 3.5” LCD viewfinder perfect for capturing still photos, HD videos and selfies. This bluetooth-enabled camera includes printing app for iOS & Android.

  1. A Streaming Stick

A Streaming StickWith a powerful quad-core processor it provides access to Amazon, VUDU, Netflix, Hulu, Google Play, and more. This device portable for various HDTVs in your home, hotel, and dorm rooms can also search across top channels to find free or cheap content to watch. It comes with free mobile app for iOS and Android with voice search and private listening.

  1. A Wireless Speaker


Light and portable, with long battery life, the wireless speakers will bring your favorite music and more to you.